Pet Insurance Top Picks

The world of pet insurance has exploded in recent years, so there are luckily tons of great options depending on your priorities. Take a look at The Daily Dog’s Top Picks below, reviewed by a registered veterinary technician.

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Pet Insurance Top Picks

The pet space has never been more exciting and innovative. With the help of veterinarians, animal scientists, nutritionists, trainers, and dog lovers, we cut through the noise to determine who is leading the way in pet health.

The Daily Dog is reader-supported. This page contains affiliate links; read more here.

For the most complete, accessible, and affordable pet health insurance coverage, check out Pumpkin Pet Insurance.

  • Recognized by Business Insider as the “Best Pet Insurance for Comprehensive Coverage.”
  • Developed by Zoetis, the world’s largest global animal health company, with policies underwritten by United States Fire Insurance, a Crum and Forster Company and one of the oldest pet insurance policy providers in the U.S.
  • 90% reimbursement rate for an extensive range of accidents and illnesses

Embrace Pet Insurance has been protecting pets since 2006 and considers every policy-holding pet and owner a family member.

  • Customizable plans to fit your budget
  • Accident and illness policy covers dogs and cats from 6 weeks to 15 years of age
  • Chronic and preventable conditions are also covered, with no per-condition payout limits

In business since 2009, Healthy Paws is committed to helping pet parents with the financial impact of veterinary care, and by assisting pet rescue organizations through their nonprofit, The Healthy Paws Foundation.

  • Holds a 10-year—and counting—record as the number one customer-rated pet health insurance plan for its substantial coverage, affordable rates, altruistic efforts, and easy claims process
  • Offers one easy-to-understand, relatively comprehensive accident-and-illness policy that covers most common pet diseases and accidents
  • Includes coverage for alternative treatments, such as physical therapy, chiropractic care, and acupuncture, if performed by a licensed veterinarian

Lemonade began as a homeowner, life, and rental insurance provider in 2016. After the company recognized that 70% of their policyholders were also pet owners—and only 2% of U.S. pets were insured—they launched Lemonade Pet Health in 2020.

  • Affordable premiums
  • Offers a sleek, AI-driven app that provides “instant everything,” and allows customers to apply and receive coverage in minutes, customize their policy, file claims, and check reimbursement status

The Daily Dog is brought to you by Ollie. We synthesize content from pet experts around the world, so you have the necessary information to give your dog the longest and healthiest life possible.

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